McCaffery and McCaffery Law Office

Real Estate & Mortgage Lending Services

McCaffery & McCaffery Law Office is a firm specializing in real estate conveyancing and mortgage lending services. We represent buyers, sellers, refinance borrowers and lenders in all of their real estate and mortgage transactions. We work closely with our clients, being responsive to changing circumstances and to difficult time requirements, to ensure that the needs of both our clients and their customers are met. Our office facility offers easy accessibility from all parts of the state with ample parking on-site to accommodate our clients. Naturally, we are also prepared to close outside our office in order to accommodate our clients' needs. We are approved attorneys for many lenders and are title insurance agents for the top title insurance companies. Most importantly, as a result of our expertise and efficiencies, we are able to provide these services at a competitive fee structure. We hope that this information is helpful in evaluating our qualifications to represent you in your next real estate or mortgage loan transaction.

Our Firm also represents clients in a wide variety of other real estate transactions including, but not limited to:

Representation of Lenders in First, Second and Equity Mortgages
Representation of Buyers and Sellers in Purchase and Sale Agreements for private residences, land, condominiums, and commercial buildings
Representation of Buyers and Sellers in Purchase Transactions
Representation of Developers
Representation of Borrowers in Refinance Transactions
Preparation of Homesteads
Representation of Landlord and Tenants in Residential Leases
Representation of Landlord and Tenants in Commercial Leases
Preparation of Private Mortgages for Mortgagors and Mortgagees
Preparation of Easements and Boundary Agreements
Landlord/Tenant Matters, including Evictions

Borrower & Buyer Services:

Frequently Asked Questions

The Closing Process: An Explanation

What is Title Insurance?

How Our Firm Can Represent Your Interests at the Closing

HUD Information on Buying a Home

HUD Information on the Real Estate Settlement Procedures Act (RESPA)

Seller Services:

Closing Information That We Require to Process Your Transaction

Important Information Regarding the Sale of Your Home

Representing Your Interests as Seller

IS YOUR HOME PROTECTED?

Most people's biggest investment is their home and who would want to lose that investment to payoff a credit card or lawsuit? Massachusetts law offers substantial protection to homeowners from having their principal residence sold to pay unsecured debts such as credit cards and lawsuits and it is called the Massachusetts Homestead Act.

Up to $125,000 of a homeowner's equity is automatically protected by the law. However savvy homeowners can increase that protection to up to $500,000 in equity by filing a Declaration of Homestead with the Registry of Deeds. Is your home protected? Have you filed a homestead? You can check with the Registry of Deeds for the county where your home is located. You can also email emccaffery@mccafflaw.com or call our office at no charge 978-667-4877 if you would like to find out.

330 Boston Rd. Suite 2,
North Billerica, MA 01862

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